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Forex · Head-to-head

Finotive Funding vs The5ers side-by-side comparison

A head-to-head look at Finotive Funding and The5ers — both Forex prop firms. Ratings are aggregated from public trader review scores; the stronger value in each row is highlighted.

Key differences

  • A $100K evaluation costs $95 at The5ers versus $595 at Finotive Funding.
  • Finotive Funding allows a 5% daily loss limit — more intraday room than The5ers's 3%.
  • Overall drawdown is capped at 10% at Finotive Funding, versus 6% at The5ers.
  • Payouts run first payout on demand once eligible, then every 7 calendar days; 14 on Instant Funding Lite. Paid into Finotive Pay, which pays out every Friday at Finotive Funding and every 14 days at The5ers.
  • Across public trader reviews, The5ers averages 4.7/5 to Finotive Funding's 4.1/5.
  • Platform lineups differ: only Finotive Funding offers Match-Trader, while cTrader is exclusive to The5ers.

Which fits comes down to priorities: more daily-loss headroom favors Finotive Funding, while a cheaper $100K evaluation points to The5ers.

Ratings & reputation

Overall rating
4.1
4.7
Review score
—
4.7 / 5
Community rating
4.1 / 5 · 184 reviews
4.7 / 5 · 1,361 reviews
Community following
—
78,974

Pricing & accounts

Max profit split
80%
80%
Starting price
$30
$19
Largest account
$200K
$250K
Programs
32
15

Rules & targets

Profit target
7.5% then 5% (2-Step, Pro 2-Step); 10% (1-Step, Pro 1-Step); none on Instant Funding
10%
Drawdown type
Static
—
Max drawdown
10%
6%
Daily drawdown
5%
3%
News (challenge)
Allowed. Only straddling (offsetting positions to catch the move) is banned 15 minutes either side of red or amber events
—
News (funded)
Allowed. Only straddling (offsetting positions to catch the move) is banned 15 minutes either side of red or amber events
—
Consistency rule
None on Challenge or Instant Funding; Pro keeps trading volume within ±25% of its own averages from funded day 31
—
Min trading days
Profitable days of 0.5%+: 2 per phase on 2-Step, 3 on 1-Step; none on Instant Standard, 5 before a payout on Instant Lite
—
Restrictions
Floating loss on one symbol may not exceed 2% of the starting balance on Challenge and Pro (1.5% on Instant). Open notional volume is capped by size: 5,000% of a $2.5K account down to 1,000% of a $200K one (1,250% at $100K). HFT: no more than 20% of profit from trades held under 2 minutes, once there are 10 closed trades. No more than 20% of profit from trades opened and closed 21:00–22:59 UTC. Prohibited: news straddling 15 minutes either side of red or amber events, latency arbitrage, revenge trading, gambling behaviour, account co-ordination and cross-account hedging. Breaches mostly earn strikes and cut the next payout to a 10% split; five funded strikes close the account.
—

Payouts & costs

Payout cycle
First payout on demand once eligible, then every 7 calendar days; 14 on Instant Funding Lite. Paid into Finotive Pay, which pays out every Friday
Every 14 days
Processing time
Paid to Finotive Pay; Finotive Pay pays out every Friday
—
First payout
On demand; Instant Lite: 5 profitable days
14 days
Refund
Challenge and Pro fees are refunded if the account is in net profit 30 days after funding; Instant Funding fees are non-refundable
—
Commission / lot
Forex $5 per lot, metals and energies $6, crypto 0.06%, indices commission-free; Pro: Forex $4 per lot, metals $5, energies $6, crypto 0.045%, indices commission-free (25% lower than the other programs)
—

Platforms & markets

Platforms
MT5Match-Trader
cTraderMT5
Markets
ForexMetalsEnergiesIndicesCrypto
ForexIndicesMetalsEnergiesCryptocurrenciesOther Commodities

Company

Headquarters
Dubai, United Arab Emirates
United Kingdom
Founded
—
2016
Chief executive
—
Saul Lokier
Experience
—
10 years

Check this firm’s payout stats, verified on-chain:

The5ers payouts

Compare their exact account models

Finotive Funding and The5ers each sell several account models, and price, drawdown, consistency rules and payouts differ between them. These line up the products themselves rather than the companies.

Finotive Funding vs The5ers: common questions

Answered from the comparison data on this page.