Compare the exact productyou would buy
Only the metrics that matter, side by side.
Swipe the table sideways to see both products
Side by side
Base price: $149/mo
Base price · no live code · + $149 activation ($298 combined)
Base price: $796
Base price · no live code
Cost
Base price
$149/mo
+ $149 one-time activation
$298 combined
$298 combined
$796
Account size
$150K
$150K
Profit split
90%
90%
Evaluation rules
Profit target
50K $3,000; 100K $6,000; 150K $9,000
None; payout profit goals replace evaluation targets
Max drawdown
50K $2,000; 100K $3,000; 150K $4,500 — EOD trailing
25K $1,000; 50K $2,000; 100K $4,000; 150K $5,250 — EOD trailing
Daily loss limit
Optional fixed-session DLL: 50K $1,000; 100K $2,000; 150K $3,000
25K none; 50K $1,250; 100K $2,500; 150K $3,000
Min trading days
2
None
Funded rules
Funded drawdown
Same EOD trailing distances; locks at $0
Same EOD trailing amounts
Consistency rule
50%
35% Growth Sim Funded · 40% Select Evaluation only · 20%-30% Lightning Funded after September 12, 2025, at 8:00 AM ESTfirm-level
Consistency rule (funded)
Standard: none; Consistency path: 40%
20% first payout; 25% second; 30% third and later
News trading (challenge)
Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level
Allowed · no rules against or guidelines around trading news eventsfirm-level
News trading (funded)
Allowed in SIM or Funded Accounts · Topstep doesn't require you to flatten positions during economic releasesfirm-level
Allowed · no rules against or guidelines around trading news eventsfirm-level
Max live balance
Up to 5 active Express Funded Accounts (XFAs) at a time (1 for Shoulder Tap holders; Focused Trader Plan excepted)
Up to 5 Simulated Funded Accounts at any time, per user and per household, any combination of Growth, Select Flex/Daily and Lightning
Scaling plan
Required in XFA; contract tier updates the next session
Not recorded
Options & add-ons
Customizable at checkout
This variant charges the XFA activation fee. Purchase-set optional DLL is fixed and follows into XFA.
Not recorded
Payouts
Payout frequency
Standard after each 5-winning-day cycle; Consistency after each 3-day cycle; Live daily after 30 winning days
Instant request after the profit goal and consistency rule are met
First payout
Standard: 5 days of $150+; Consistency: 3 traded days plus 40% rule
No day minimum; first profit goal is 6%
Min days to payout
5 Standard / 3 Consistency
0
Processing time
Internal approval 1–3 business days; transfer time depends on method
Daily eligibilityfirm-level
Refund policy
Untraded purchases within 28 days may be reviewed for refund
Not recorded
Payout methods
Prop-to-BrokerageAeropayWiseACHWire/SWIFT
Not recorded
Trading rules
Hedging
Prohibited across accounts
Prohibited; minis and micros may be combined within the equivalent limit if not opposing
Copy trading
Allowed across XFAs, up to $750,000 buying power
Not recorded
Expert advisors (EAs)
Allowed with conditions; trader bears malfunction risk
Not recorded
Other restrictions
Prohibited · unfair technology, scalping algorithms, rapid SIM trades, tight brackets or auto-breakeven, and full size into major news eventsfirm-level
Allowed if you own the strategy exclusively · not shared with other traders/firms · not high-frequency trading · Hedging not allowed · No swing trading or holding positions overni…firm-level
Commission / lot
$0.02 NFA/regulatory fee per round turn · Commissions $1.00 minis / $.50 micros round turnfirm-level
No activation fees · Growth Evaluations, Select Evaluations: No activation feefirm-level
Platforms
Platforms
TopstepXNinjaTraderQuantowerT4R Trader ProATAS Orderflow TradingMotiveWaveVolFix
firm-levelNinjaTraderQuantowerRithmicSierra ChartTradesea TradingViewTradingViewTradovateWealthCharts
firm-levelWhere they differ
No single row separates these two. A row is only ranked when both values share a unit — a percentage is never ranked against a dollar figure, and a monthly fee is never ranked against a one-time one. Read the table above and weigh the rules yourself.
Check this firm’s payout stats, verified on-chain:
Tradeify payoutsCompare the companies
Ratings, payouts and company facts, across every account model.
Nearby comparisons
The same two firms, a different account model on one side.
Recent rule changes
Pricing, account and rule edits we caught on their own pages.
In our coverage
Articles that write about these firms in depth.